Ideal Lending Home Loans

Welcome to the official site of We are a full-service mortgage company based in San Diego, California. We specialize in Residential Loans in the entire state of California. Whether you are buying a home or refinancing your current mortgage, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

VA | FHA | Conventional | Jumbo | First time Home Buyer Programs

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | HARP | Jumbo

Contact today to discuss your mortgage loan options, and find out which loan program will best suit your needs.